Frequently Asked Questions

Navigating Medicare can feel overwhelming — but it doesn’t have to be. At Premier Insurance Solutions, we believe clear answers bring peace of mind. Below, you’ll find straightforward explanations to the most common questions our clients ask. If you don’t see your question listed, we’re just a phone call away.

Frequently Asked Questions

Q: How much does Medicare cost each month?

 Part A is usually premium-free if you've worked enough years. Part B has a monthly premium (set by Medicare). Advantage and Medigap plans vary by carrier.

Q: What happens if I keep working past 65 and have employer coverage?

You may delay Part B without penalty if you have creditable employer coverage. Special rules apply when you retire.

Q: Do Medicare premiums get deducted from Social Security?

 Yes, most people have their Part B premium deducted directly from their Social Security check.

Q: What if I miss my Initial Enrollment Period?

You may face late penalties and have to wait until the General Enrollment Period to sign up.

Q: Is there financial help if I can't afford Medicare costs?

Yes. Programs such as Extra Help (for prescription medications) and Medicare Savings Programs (for premiums and copays) may be available.

Not Sure Where to Start?

You’re not alone. We’ll help you compare your Medicare options and get enrolled — with confidence.

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(417) 838-6550 to speak with a licensed expert.

📝 Request a Free Medicare Review

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OUR TEAM

Páll Hansen

Heidi Hansen

Philip Hansen

Licensed Insurance Agency

Not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area.

Any information we provide is limited to those plans we do offer in your area.

Please contact Medicare.gov or ‍1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program.

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